Cost of Living
How to budget for a move abroad
The real costs of relocating: visas, flights, deposits, the first months before salary arrives and the hidden extras. A simple framework and worked numbers.
3 min read Updated Sep 2026
Comparison
Country Comparison
Pick where you live now and where you are thinking of moving. See the difference category by category and the salary you would need to keep the same standard of living.
Your details
USD
Results
Toronto compared with Sydney
-23.9%
Toronto compared with Sydney: -23.9%
Living costs for your household are 23.9% lower in Toronto.
Sydney
$3,991
Toronto
$3,036
Equivalent salary
$3,043
To keep the same standard of living, a monthly salary of $4,000 in Sydney is about $3,043 in Toronto.
By category
Breakdown
| Category | Sydney | Toronto | Difference |
|---|---|---|---|
| Housing | $2,516 | $1,798 | -28.6% |
| Food | $727 | $599 | -17.6% |
| Transport | $147 | $110 | -25.1% |
| Utilities | $259 | $233 | -10% |
| Health | $161 | $85 | -47.4% |
| Leisure | $182 | $211 | +16.4% |
| Monthly total | $3,991 | $3,036 | -23.9% |
How this is calculated
- Both cities use the same household, location and lifestyle, with typical monthly prices for each city.
- The equivalent salary scales your salary by the difference in total monthly costs. It does not include tax differences.
- Amounts converted to USD at reference rates updated Sep 30, 2026.
Related guides
Cost of Living
Cost of living in Singapore: a realistic monthly breakdown
Rent, hawker food, transport, healthcare and the things expats forget. Realistic monthly budgets for a single professional and a family in Singapore.
3 min read Updated Sep 2026
Other tools
Cost of Living Calculator
Calculate your monthly expenses in any city.
Try nowSalary & Take-Home Pay
Estimate your net pay after tax and social contributions.
Try nowCurrency Converter
Convert between 25 currencies at reference rates.
Try now