Helpful newcomer package and long opening hours

I opened my account at a TD branch in Toronto in my first week using my passport and work permit. The advisor explained the newcomer package, which waived monthly fees for the first year and gave me a credit card without a Canadian credit history. The branch is open on Saturdays, which is important for my work schedule. The app is simple to use. After the first year, the monthly fee started unless I kept a minimum balance, so I had to change account type. International transfers to the Philippines are expensive through the bank, so I use another service for those.